YOUR CREDITIS YOURSUPERPOWER.
Professional credit repair, tradeline access, and business funding — all from one trusted advisor. We fight for your financial future.
FOUR STEPS.
ONE SYSTEM.
Everything you need to go from damaged credit to funded business — under one roof.
REMOVE WHAT'S HOLDING YOU BACK
We identify every negative item on your report — late payments, collections, charge-offs, inquiries — and build a targeted dispute strategy using federal consumer law. Most clients see results within 30–45 days.
Learn moreBAD CREDIT IS
COSTING YOU.
RIGHT NOW.
A low credit score doesn't just hurt your feelings — it costs you real money every single month. Here's what you're likely leaving on the table.
Most clients recoup their investment in the first month from savings alone.
FULL-SPECTRUM
CREDIT SERVICES.
Credit Dispute
Targeted removal of negative items using federal consumer law (FCRA & FDCPA).
Score Building
Strategic tradeline additions and account management to spike your score fast.
Tradeline Access
Rent seasoned authorized user tradelines with perfect payment history.
Business Funding
Access $10k–$250k+ in business capital after credit repair. 10% success fee.
DIY Playbook
Step-by-step self-repair guide for the motivated individual. One-time $27.
Credit Monitoring
Real-time 3-bureau monitoring through your secure client portal.
Identity Protection
Fraud alerts, security freezes, and identity theft dispute assistance.
Rapid Rescore
Expedited bureau updates for time-sensitive mortgage or auto loan needs.
Goodwill Deletion
Direct creditor outreach to request removal of paid-off negative accounts.
YOUR ROAD MAP
TO BETTER CREDIT.
A proven seven-step process that takes you from damaged credit to funded and financially free.
Free Consultation
Day 1We pull all three bureau reports and review every negative item together. No commitment required — just a clear picture of where you stand.
Custom Action Plan
Days 1–3We build a personalized dispute strategy targeting the items with the biggest score impact. Every case is different — your plan is too.
Dispute Submission
Week 1We send certified dispute letters to all three bureaus (Equifax, Experian, TransUnion) and directly to creditors using FCRA compliance language.
Bureau Investigation
Days 30–45The bureaus have 30 days to verify each item. We track every response and escalate items that come back unverified or incorrect.
Score Monitoring
OngoingYour secure portal shows live dispute status, score updates, and every letter sent. We check in every two weeks with progress updates.
Tradeline Strategy
Month 2–3Once negative items are clearing, we layer in authorized user tradelines to rapidly build positive history and push your score higher.
Funding Readiness
Month 3+When your profile is lender-ready, we connect you to business and personal funding programs — no guesswork about which lenders will approve you.
CLEAR. FAIR.
NO SURPRISES.
Three ways to work with Credit Man LLC. Pick the path that fits where you are right now.
The step-by-step self-repair guide for motivated individuals who want to go it alone.
- Complete dispute letter templates
- Bureau contact scripts
- Score-building roadmap
- Tradeline strategy guide
- Lifetime digital access
Full-service credit repair with a real advisor handling every dispute and update.
- All 3 bureau dispute letters
- Dedicated credit advisor
- Secure client portal access
- Real-time score monitoring
- Monthly progress calls
- Goodwill deletion outreach
Everything in Credit Repair plus premium tradelines, funding prep, and expedited service.
- Everything in Credit Repair
- A seasoned tradeline included
- Funding readiness coaching
- Rapid rescore service
- Priority advisor access
- Dedicated dispute escalation
- Business credit roadmap
All plans include a free consultation. No setup fees. Cancel anytime.
GET FUNDED.
PAY AFTER.
Once your credit score reaches lender-ready levels, we connect you to business and personal funding programs. You don't pay us anything until the money hits your account.
Explore Funding Program- Pay only when you're funded
- 10% of funded amount — no upfront fees
- Business & personal programs available
- $10k–$250k+ in available capital
- 720+ score opens premium tier rates
- We coach you through every application
CLIENT WINS.
REAL PEOPLE.
Actual messages from our clients. Drag or swipe to browse
Results vary. Individual results depend on credit history, dispute outcomes, and program participation. Credit score increases are not guaranteed.
KNOW MORE.
OWE LESS.
What Is a Credit Score? The Complete Breakdown
FICO, VantageScore, the five factors, and why each bureau shows a different number.
How to Read Your Credit Report Like a Pro
Section-by-section walkthrough of your Equifax, Experian, and TransUnion reports.
The Credit Man DIY Repair Handbook
Step-by-step guide to disputing errors, writing goodwill letters, and building score.
Understanding Tradelines & Authorized Users
How seasoned tradelines work, what to look for, and common pitfalls to avoid.
GOT QUESTIONS?
WE GOT ANSWERS.
Straight answers to the things people actually ask before they start.
Still have questions?
Call or Text (463) 261-4644YOUR SCORE
STARTS
HERE.
One free consultation. No commitment. Just a clear picture of your credit — and a plan to fix it.